Short Term Medical insurance is designed for people who are between permanent health plans.  Unexpected illnesses and accidents happen every day and the resulting medical bills can be disastrous. So, whether you are:

• Between Jobs
• Looking for an alternative to Cobra
• A recent college graduate
• In a waiting period for employer-sponsored coverage
• A temporary or seasonal employee
• A dependent no longer covered by parent's plan
• On strike, laid-off or losing your job

Short Term Medical can provide you with the peace of mind you deserve. Most plans offer various deductible and co-insurance levels. Basically, you answer the 3 to 5 medical questions on the application when you apply and if the answers are within the carrier’s underwriting guidelines, the policy is issued electronically at 12:01 AM the next day. It is simple, quick, and easy to get Short Term Medical coverage.

Important factors to keep in mind with Short Term Medical Coverage Include:

• With most carrier, you can keep your own doctors
• Some plans offer coverage for prescription drugs
• Your ID card can be downloaded on the effective date with some carriers.
• If you become sick or injured while the plan is in force, most carriers will extend your coverage period and benefits.
• You get to design your own benefits and premium costs.
• Coverage can be for as little as 30 days and up to 12 months.
• You can design your plan for a fixed number of days or set it up on a monthly basis for 12 months and cancel once permanent coverage is secured. It is not an annual contract but month to month coverage for up to 12 months.
• If you are unsure about what you need or how the program works, please give us a call at 770-935-0330 or toll-free at 1-877-935-0330

For instant quote or to apply online please click on the desired carrier below.

• Assurant Short Term Medical
• BlueCross/BlueShield Short Term Medical
• Celtic Short Term Medical
• HumanaOne Short Term Medical

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